Follow Us:

Fix & Flip Loan Program

We’ll provide you the financing to turn
your next project into a reality!

Understanding Fix and Flip Loans

Program Overview

Loan Amount: $75,000 – $10 Million
Term Length: 12 – 24 Months
Max LTV: 85%
Max LTC: 90% (exception based)
Amortization: Interest only
Interest Rate: Starting at 7.49%
Closing Time: 7 - 14 Days
Loan Use: Purchase, refinance, cash-out, construction, renovation

Fix and Flip Loan Program

A “fix and flip” loan is a short-term bridge loan used to purchase property with the intent to sell it for a profit after the renovations are complete. A fix and flip loan is a great fit in the following situations:
⦁ When you need to close fast (Our average time to close is 7 days!)
⦁ When the property needs renovations.
⦁ When you need high leverage (We offer up to 85% LTV)
⦁ When the property is not yet stabilized, leased up, or generating any income.
⦁ When you can’t provide verifiable income (no tax returns available).
⦁ When you only want a short term loan with no prepayment penalty
At Diamond Capital, our fix and flip loans close very quickly… even in as little as 7 days! Our fix and flip loans require no personal income verification and very little documentation! Our Fix and Flip loans are a great way to start leveraging your existing capital and generate more income with the ability to close & flip more projects at once! Diamond Capital finances both the acquisition and the renovation costs of the project. Simply bring your initial closing costs and Diamond Capital will fund the rest including reimbursing you for the renovation costs as the work is completed. 

Pro's Fix & Flip Loans:

gen-jewelCreated with Sketch.

⦁ High Leverage (up to 85% LTC)
⦁ Quick closing in 7 Days
⦁ Interest-only payments
⦁ No Prepayment Penalty
⦁ No Income Documentation
⦁ No Minimum Credit Requirement
⦁ No Experience Required (Yes, we lend to new borrowers) 

What Do I Need To Qualify?

gen-jewelCreated with Sketch.

⦁ Simple… A profitable project
⦁ LTV: Up to 85% Loan to “As Is” Value and 75% “After Repair” Value
⦁ Prepayment Penalty: None 

Eligible Properties for Fix & Flip Loans

Single Family

Single Family is classified as one to four-unit residential use dwellings including condominium, P.U.D., townhomes, duplexes, triplex’s, and quadplex’s. At Diamond Capital, we will lend to real estate investors and entities looking to purchase, refinance, fix & flip, or buy to rent from $75,000+.

Multi Family

Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Diamond Capital we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $250,000+.

Mixed Use

Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building. At Diamond Capital, we will lend to real estate investors in the following scenarios: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out on mixed use projects with loan amounts from $250,000+.

Required Documents for Closing

Property Documents

⦁ Purchase Contract
⦁ Payoff Statement (if Refinance)
⦁ Rent Roll & Leases
⦁ Renovation Budget (if Rehab)

Personal Documents

⦁ Loan Application
⦁ Track Record / Experience / SREO
⦁ Last Month’s Bank Statement
⦁ Drivers License and/or Passport

Business Documents

⦁ Articles of Incorporation
⦁ Operating Agreement (LLC) or Bylaws (Corp.)
⦁ EIN Letter

Is a Fix & Flip Loan Right For Me?
gen-jewelCreated with Sketch.

⦁ Close in 7 Days
⦁ Up to 85% LTV
⦁ No Income Documentation
⦁ Low Credit Requirement
⦁ No Experience Required
⦁ No Prepayment Penalty 

Approval Process

Close in as little as 7 Days! From start to finish in 5 easy steps! 


Submit Loan Request


Upload Documents & Accept LOI


Valuation & Title Ordered


Final Legal Review